When Business-Owned Life Insurance May Be Considered

Business-owned coverage is typically evaluated for key-person risk, buy-sell funding, debt obligations, or executive-benefit arrangements.

Correct ownership and beneficiary structure matters, as do employer-owned life insurance notice and consent requirements.

These arrangements should be coordinated with the company's attorney and CPA. JASKOLA does not provide legal, tax, or accounting advice.

This article is educational and general in nature. It is not legal, tax, accounting, or investment advice, and it is not a recommendation of any product or strategy. Policy features, riders, and availability vary by carrier and state, and coverage is subject to underwriting and carrier approval. Non-guaranteed values depend on credited interest, policy charges, funding, withdrawals, loans, and other policy activity.